Applegate Insurance

Customized Insurance Solutions for Gloucester, Williamsburg, Yorktown, Virginia Beach and all of Virginia & Maryland

Applegate Insurance

Customized Insurance Solutions for Gloucester, Williamsburg, Yorktown, Virginia Beach and all of Virginia & Maryland

Located in the heart of Gloucester—a community defined by its deep ties to the Chesapeake Bay and a heritage reaching back to the 17th century—Applegate Insurance serves as a steadfast partner for our neighbors. While the modern insurance industry often prioritizes automated transactions over authentic service, our agency remains committed to the same local values that characterize Main Street and our historic Courthouse Circle. We believe that securing your family and business requires more than a digital interface; it requires a relationship built on accountability and an intimate understanding of the unique coastal and rural risks facing those who call Gloucester and the Middle Peninsula home.

Commercial Docks in Marina

Family-Owned. Community-Rooted. Independent.

Since 1975, Applegate Insurance has served the Virginia and D.C. Metro area by protecting the people we work with just like we protect our own family members. We are in the business of helping people — saving consumers money, helping businesses reduce risk, and helping families protect their financial future.

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man's hands protecting realistic home with family in front

We Know This Land as Well as We Know Your Policy

Applegate Insurance was built right here in Gloucester — the Daffodil Capital of the World, home of the Coleman Bridge, and gateway to some of Virginia's most storied communities. We understand what it means to live and work in this region, and that shapes everything about how we protect you.

As an independent agency, we don't work for one insurance company — we work for you. That means we compare coverage across multiple top-rated carriers to find the right fit at the right price.

Why Applegate Insurance?

Independent Agency Advantage

We don't work for one insurance company; we work for you. We compare multiple carriers to find your best fit.

Personalized Service

You're not a policy number. You'll have a dedicated agent who knows your story and supports you when it matters most.

Local Claims Advocacy

When you need to file a claim, we stand by your side to ensure a smooth, fair, and fast resolution.

family smiling out the windows of their car